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Tessera

Transparency

The whole point of Tessera is that nothing is hidden. Live protocol numbers, every liquidation, and every action the agent has taken — all on-chain, all here.

What's real vs. what's mocked — and why

This is a testnet build. Here's exactly where the line is, stated up front.

Real & verifiable

  • The Stylus vault, its rules, and every lend / borrow / repay / liquidate tx — live on Robinhood Chain (chain 46630).
  • The AI agent's decision logic and its auto-repay / liquidation transactions (the Live Drill is the production path, not a script).
  • The agent's safety boundary: it can only reduce your own debt from an allowance you control.
  • The reproducible gap backtest below — its number is locked by CI; the build fails if it drifts.

Mocked for testnet (and the mainnet plan)

  • Price oracle. A Chainlink-style mock kept fresh by a scheduled keeper. Mainnet swaps in real Chainlink + a deviation guard (already written) at one address.
  • Tokens (USDC, tAAPL/tTSLA/tSPY). Testnet mocks with a public faucet — they carry no value. Mainnet uses real USDC and issuer-tokenized equities.
  • The Live Drill's gap. We move the mock price to create the crash you choose. The agent's rescue that follows is real and unscripted; only the trigger is ours (that's the point of a drill).

Does the AI actually protect you?

In 9 modeled overnight / weekend / earnings gaps, regime-aware protection avoided liquidation in 3 of the 4 cases that liquidated an unprotected position (75%).

Liquidations avoided

3 / 4

Of baseline liquidations

75%

Avg extra HF buffer

+0.45

Modeled gapUnprotectedTessera (regime-aware)
AAPL · weekend −18%safe HF 1.03safe HF 1.39
TSLA · weekend −28%liquidated HF 0.94saved ✓ HF 1.22
SPY · weekend −9%safe HF 1.09safe HF 1.55
AAPL · overnight −12%safe HF 1.04safe HF 1.36
TSLA · overnight −22%liquidated HF 0.94saved ✓ HF 1.21
TSLA · earnings −20%safe HF 1.04safe HF 1.48
AAPL · earnings −10%safe HF 1.22safe HF 1.67
SPY · crash open −33%liquidated HF 0.82saved ✓ HF 1.14
TSLA · severe −45%liquidated HF 0.69liquidated HF 0.94

A modeled result (not historical protocol performance), run through the same deterministic regime engine the live agent uses. Protection is not magic — a severe enough gap still liquidates a protected position, but always from a higher buffer (less bad debt). Reproduce + verify the number in CI: pnpm --filter @tessera/web test gap-backtest.

Live protocol numbers

Read straight from the vault — refreshed every 15 seconds.

TVL
Total borrows
Utilization
Supply APY
Borrow APR

Protection track record

What the agent has done — and the one number that matters for a lender: bad debt.

Protective auto-repays
0
Liquidations
Bad debt realized

Liquidations

Every liquidation on this vault, on-chain.

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Agent activity

Every alert and protective action the agent has taken.

Monitoring continuously (~10s) — last checked 2026-06-18 08:08:29 · 1 position
No alerts or interventions needed recently — the agent is watching on a constant loop (~10s) and will act (and log it here) the moment risk rises.

Governance & principles

No token, ever. No airdrops, points, governance coin, or fee tiers. There is nothing to farm — only yield and credit.

Non-custodial. The smart contract holds funds, never Tessera. The agent acts only through permissioned entrypoints and the USDC allowances you sign — and can only ever reduce your debt.

Conservative by design. Per-asset LTVs of 40–60% and liquidation thresholds of 55–75% are sized to absorb overnight and weekend gaps.